Tools
Investor calculator
Estimate monthly cash flow and cap rate for a Quebec rental property.
Inputs
Contribution frequency
Contribution timing
Apply the down-year return every N years (e.g. 5 → years 5, 10, 15…).
Illustrative compound-growth model only. On each correction year (every N years), the down-year return replaces the expected annual return for that year. Not financial advice.
Final balance
$152,803
Total contributed
$130,000
Investment gain
$22,803
Projection
| Year | Balance | Contributed | Gain |
|---|---|---|---|
| 0 | $10,000 | $10,000 | $0 |
| 1 | $16,925 | $16,000 | $925 |
| 2 | $24,335 | $22,000 | $2,335 |
| 3 | $32,264 | $28,000 | $4,264 |
| 4 | $40,747 | $34,000 | $6,747 |
| 5 | $40,136 | $40,000 | $136 |
| 6 | $49,170 | $46,000 | $3,170 |
| 7 | $58,837 | $52,000 | $6,837 |
| 8 | $69,181 | $58,000 | $11,181 |
| 9 | $80,249 | $64,000 | $16,249 |
| 10 | $73,712 | $70,000 | $3,712 |
| 11 | $85,097 | $76,000 | $9,097 |
| 12 | $97,279 | $82,000 | $15,279 |
| 13 | $110,314 | $88,000 | $22,314 |
| 14 | $124,261 | $94,000 | $30,261 |
| 15 | $111,122 | $100,000 | $11,122 |
| 16 | $125,126 | $106,000 | $19,126 |
| 17 | $140,110 | $112,000 | $28,110 |
| 18 | $156,142 | $118,000 | $38,142 |
| 19 | $173,297 | $124,000 | $49,297 |
| 20 | $152,803 | $130,000 | $22,803 |